Download our Flowchart: Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

The rules surrounding RMDs are complicated and often require a few conversations with our clients to help you understand the issues that must be considered.

To help make this easier, we have created the “Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?” flowchart. This flowchart addresses common questions about RMDs for clients that have reached RMD age, including:

What to do if a client forgot to take an RMD | How the RMD is calculated | How to handle multiple retirement accounts | Which RMDs can be combined and which ones can not | Considerations if the client is still working or a business owner